Dick Morris said Obama in terms of health ...
• Force of employers either to offer health insurance to their workers or pay a tax of 8% of salary. This applies to all employees up to $ 250,000 a year or more (basically all of the company)
• Reduction in the list of Medicare doctors increased by 5%, drives, and the need for medical rationing.
• Increase taxes on about $ 250,000 per year ($ 350,000 per couple) at a premium. Rates higher than 45%.
• establishment of a national health plan to compete with private plans. Receiving a grant from the inception of the private sector, business plans, and we have a Canadian style single payer system.
I agree with Mr. Morris, for the most part, but there is much to consider. He argues that this will affect all businesses, but it is not quite right. Since 1990, sixty-eight percent of new jobs created in small companies, many employ fewer than nine people.
Many of these companies under the $ 250,000 per year salary threshold, and can not be compelled to participate in health mandates.
Some companies will be added in order to participate in this plan, because it is too expensive for them. If this plan is the right to influence the business, how to act. The following will occur.
1. Many small businesses of their salaries to $ 250,000 in accordance with the baseline year for wages, a reduction in the number of employees, and shift more of its employees on a part-time or more employees. Note - The plan does not include the partial or contract workers.
2. New companies with salaries of $ 250,000 per year will also find the opening price is prohibited, allowing the growth of employment.
3. Large companies, the number of full-time and part-time and working on their staff.
4. Company to assess whether the 8% tax is less expensive than the coverage of health services, and the selection of the cheapest option. This means that many employers will be reporting on the health and strength in the state plan.
5. Reduced admission to private medical insurance plans at the unit cost of more causing more companies to the workers in the state plan.
6. Additional costs will be deleted or wage increases in the cost of products and services.
7. In the company of its business plan, he decided not to do so, because the costs were too high.
Plan a ban on employment growth and provide us with ways to absorb the health-care from the government. The situation of health care and premiums, have no choice other than his work in the government plan. Of course, the administration of the pipe, such as health declined at the same time. The reality is that people in the planning of public spending is beginning to shoot, but not my word for it. Read what the Congressional Budget Office and others have said about this.
Heritage Foundation in conjunction Carroll says blogger more about this situation ...
"All health plans to confirm a number of new provisions, including the evaluation and issuance of guarantees. All of these driving the cost of medical insurance. In addition, all these new regs, not only insurance schemes, but all insurance companies. Thus, House Bill , the cost of the current coverage of the employer. Unless, of course, it's too expensive and simply dump in the government plan.
"Washington Post" Ezra Klein writes: "The slow start of the path to reduce operating expenses by 10 years of the budget window." Of course, Ezra does not mean that the house bill of health in fact true way. No, it means to wait for up to 4 years and forecast for 10 years, Democrats are gambling on the Congressional Budget Office Organization scoring system, with actual expenditure on account of his American people. With $ 1.3 trillion dollars over ten years, most Americans believe that the plan of the house will cost about $ 130 billion a year. There have been misled. The real father, in 2019 home health plan would cost $ 245 million a year.
As Director of Doug Elmendorf said Congress only last month, which uncovered major reforms in Medicare requires a long-term burden on the road is not already. "
Supporters of this amendment would be to say that we need to get their fair share in terms of health to reduce the total cost. The problem is that you are never 100% participation. Regardless of how low the unemployment rate, you will always have 5% of the population does not work. In addition, the problem of illegal immigration (estimated at more than 20 million people), many of whom are working for money and not pay taxes.
They are also those who collect unemployment and social welfare.
It would take millions of people do not pay the health care system, and we continue to subsidize the uninsured in the same manner as we do today.
With this plan is to create additional transaction costs for businesses, fewer jobs and lower wages. A little bit of work with no benefits is better than no jobs at all, is what this plan. For worse, fewer jobs, tax dollars for federal and provincial governments, which, with large debts.
Before that I only talked about the influence of the health plan. Another hidden aspect of this plan is the largest of the revenue income of more than $ 250,000 a year. In this country there is an attack on those who receive higher wages because of the unethical business practices. I agree that it exists.
However, there are many ethical business people, many of which run the majority of small businesses. If taxes on labor suppliers hamper job creation. The total cost of an employee at the end of a negative return. Simply, this means that the total cost of these employees would cost more than they earn for the company.
A lot of money for expansion through stocks and bonds. Do not allow these people to get more of their income in the amount of money available to invest, and have a negative impact on the labor market. This also affected the banking sector by reducing the amount of funds available for loans.
Firms can not bank money through a lack of venture capital, and negative. Or do not the Americans who work hard, but with low incomes do not create many jobs.
Talking about the business practices of ethical standards in the health plan will give us more of your titles. Our system is based on the fact that the company in good faith. This measure will be more firms, the opposite is done. We do not have the resources that, after the companies that do not work legally. It would be too expensive for the police, which is different from the sale of illegal immigration.
The only way to solve the health care system continues to the Government for it.
To solve this system, we need real accountability. Those in need of medical treatment at their expense. Despite the fact that people are "free" health care system is always under-funded. One of the groups, and other high costs of health care for all.
Uninsured now have the opportunity to negotiate with suppliers of medical and re-configuration of the payment plans. All children of the insured, does not mean that potential. Prohibit insurance companies, and this is something that many families into bankruptcy, not only health but also contributes to the cost to society undesirable, and the completion of service of all its debts. The government needs to practice. Many hard-working families and their medical bills if they can.
Unfortunately, when it comes to thousands of dollars in medical bills, because in a short time, so that they are not an option. I speak from personal experience that hospitals expect payment within 90 days, and sometimes you step in 180 days. After that, it is often more than a contribution to the collection agency. At this point, if the collection agency may not be in the hospital or collection can sue for money. If the duty of a large sum of money, bankruptcy ends your only way out. I never had to declare bankruptcy.
Fortunately, I was quite able to pay and take the rest.
We want reform of civil liability lawsuits, as well as the cost of medical care in the high cost of insurance abuses. In addition, doctors for unnecessary medical tests to protect themselves from lawsuits. All this means an increase in health costs.
Small businesses should be able to get a better group discounts on health insurance. Currently, if you are only a few employees in their health insurance costs are extremely high.
Competition among providers of health insurance for the state lines to reduce premiums. Market forces are the most effective way of reducing costs.
Medicare fraud is another important issue that must be addressed. The cost of this program continues to grow, because there is no accountability and no effective method of control.
If you are in fact some of the roots of the problem, the problem will worsen, regardless of which plan to implement it. In the Obama plan will help to further accelerate the decline.
Health of the Obama plan for the establishment of the cycle, destruction of private insurance, creating jobs and lower wages. It would be a growing group of low-income and unemployed people who have no health insurance. If the Government to include these people in the system, and the rest of us will pay for it. This will lead to health, reducing the tax base, and an even larger deficit. In conjunction with the reduction of tax base, high unemployment, massive government debt, a prescription for the economy in the era of the Great Depression, like a walk in the park There is no middle class, no rich or poor.