In general, the benefits of outpatient (outpatient) is covered by the insurance companies are:
n Consultation general doctor
n Giving a referral to a doctor when needed spesilis
n Consultation to specialists
n Purchase of medicines in accordance with the list of drugs
n supporting the diagnostic survey
In the outpatient benefits, there are maximum limits the use of funds every year. Of the total expenditures for outpatient treatment, in general, insurance companies require each insured to pay 20 percent.
Childbirth benefits associated with the birth of children, from birth to the normal cost, delivered with additional tools and operating S-caesacea. To benefit persalian there is usually a waiting period of up to 280 days. Every insurance company has a limit of the waiting period varies.
While the benefits for dental treatment consists of prevention, basic dental care, dental care complex and installation of false teeth. For all this care is usually an insurance company to limit the amount of the total costs that can be used per year. In dental care benefits for the insured, there are obligations to pay 20 percent of the cost of care (with the benefit of outpatient).
The third benefit of treatment as above, namely outpatient, labor and benefits of dental care is an additional option that you can take with the program, namely the basic benefits of in-patient treatment. So you can not only take advantage of outpatient only, childbirth or dental treatment course without the benefit of the program-patient basis.
For the benefit of hospitalization in which the basic benefits that should be taken first, the benefits of in-patient coverage in general almost the same from various insurance companies are. Benefits are:
n The cost of accommodation space
n Cost-room accommodation ICU
n Consultation doctor
n Consultation specialists
n The cost of surgery, complex, major, intermediate and minor
n Cost of other hospitals include: the cost of medicines, diagnostic and lab examination
n treat the road 30 days before and after hospitalization
n Care at home
n the local ambulance service
n treat emergency road accidents
n treat emergency dental road accidents
n MORE death
The amount of insurance is very dependent on the program that you take, various insurance companies using the name or type of program that is different. For in-patient amount of the premium that must be paid annually from the cost of accommodation rooms in the hospital you select, for example, you choose the cost of accommodation with 200,000 cost of the benefits to the next option program that is determined. For the third additional program, the premium must be paid for outpatient doctor based on the amount of public consultation is selected, based on the labor cost of the desired normal dental care and review of basic care.